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NatWest is reintroducing a range of 90% LTV residential purchase mortgages to enable customers with smaller deposits to own their own home.

From 16 December, the bank will be reintroducing 90% LTV products for its NatWest and Royal Bank brands.

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The bank will be one of the first lenders to offer this for both first-time buyers and existing homeowners.

There are four new products, across the purchase range which will benefit customers looking to take a 2 or 5-year purchase deal with an LTV of 90%.

Gary Sutherland, head of mortgages and protection at NatWest, said:“We are committed to helping people through the home buying journey, whether that’s customers’ moving house or taking their first step on to the property ladder.

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“For first-time buyers, raising a deposit is still the biggest challenge.

“By reintroducing our 90% offering, we are pleased to be able to expand our support for the market to include both home movers and first-time buyers, making it easier to take their first step onto the housing ladder.”

This follows the announcement of NatWest’s first ever green mortgage, which offers a discounted interest rate to customers purchasing a property with an energy efficiency rating of A or B.

By Jessica Nangle

Source: Mortgage Introducer

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